金融英语口语例句（精选10篇）

【## ##】金融是指在经济生活中，银行、证券或保险业者从市场主体募集资金，并借贷给其它市场主体的经济活动。
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无忧考网整理了十篇金融英语口语例句，欢迎阅读！



   









　　John Anderson's girl-friend ,Betty Rogers ,is a teller at the First National Bank.




　　She is explaining the operation and organization of the bank to John.




　　Our bank is organized into a number of departments ,each of which is responsible for a particular area of business.




　　For example ,the Trust Department handles investments ,the Collateral Department keeps loan records and pledged securities.




　　and the Real Estate Department handles mortgage oans on real estate.




　　What department are you in ?You 're a teller ,aren't you?




　　Yes,I am a paying and receiving teller .We are usually the people who have the most contact with our customers .







　　We are part of the Operations Department ,the department which takes care of most of the day-to-day business of the bank .




　　What's the Auditing Department ?Isn't that where your friend Alice works?




　　Yes,Alice is an assistant auditor .The Auditing Department has the responsibility of checking and supervising all of the bank's activities to be sure there are no errors or improper procedures.




　　Does the Auditing Department keep the main records of all transactions?




　　No,that's the job of the General Ledger Department .That's the department that is the central bookkeeper for the bank .




　　Of course ,modern banks keep such records in computers instead of in ledgers.







　　Margaret Morris wants to cash some traveller's checks at the local office of the Higashi Bank .




　　Hello!May I help you ?




　　Yes,I hope so .I need some more cash for my visit in Japan .May I cash a traveller's check here?




　　Of course ,we'd be happy to cash it for you .




　　I was going to cash it at the hotel ,but one of my friends said that banks always give better exchange rates.




　　I'm a school teacher and I have to save every penny I can.




　　Well,any bank will cash it at our present traveller's check-buying rate which we have listed here .




　　Of course ,our rate is somewhat better than that at hotels because of the service charge .







　　You see ,hotels aren't really in the money exchange business although they will cash traveller's checks for their guests.




　　You mean there's really not much of a difference ?




　　No ,ma'am ,not very much .




　　Well ,may I cash these two checks for $100 each ?I think that will be enough .




　　But everything is so expensive in Toyko that I might have to come back and cash another one in a few days.




　　Yes,I'll be happy to cash these for you .Would you please countersign them here?




　　And will you please sign this foreign exchange request?




　　I've already written down your name and address for you.But I will read your passport number.







　　I'm sorry I wasn't able to get together with you sooner, Steven.




　　In the future, however, I suggest we meet regularly.




　　Right! How do the figures look to you, David?




　　Overall, they look good. But I also think we're at a point where we need to make a few improvements.




　　What did you have in mind?




　　I'm referring primarily to cash management. It's important that we take a careful look at the cash being held on deposit in checking accounts.




　　And, according to the balance sheet, there's some $600,000 on deposit in various banks.







　　Isn't that a lot to be holding in checking accounts?




　　It is a rather large amount, yes.




　　OK, here's what we'll do. I suggest you move more funds out of those checking accounts only leaving what's required for day-to-day expenses.




　　Oh, and Steven, be careful that those short-term securities aren't selected in a haphazard way. Invest wisely.




　　Of course. In fact, those excess funds could provide us with returns of eight or nine percent.




　　Exactly! OK, point number two. I'm also concerned about accounts receivable and payable.




　　It's taking much too long to collect from our customers. On the other hand, we're paying our bills right on time.




　　I think we should start delaying payments on certain of our accounts. That'll give us more cash on hand.




　　Will do. As for accounts receivable, I'll ask our people to make a special effort to collect on past due accounts.







　　We do offer a one percent discount on invoices paid within ten days, but it's still taking an average of four months to collect.




　　Let's increase the invoice discount to two percent.




　　That might get more customers to pay sooner. Oh and Steven.




　　I'm going to establish a year-end goal - to cut the average collection time on accounts receivable from four months to two.




　　We'll do our best, David. In fact, I'm already confident the balance sheets will soon be showing a far different picture.




　　A bright one, I hope.







　　You are here! I have something to ask you to help me with.




　　Yes, of course. I'm reviewing the lesson you gave us this morning. What's the matter? May I help you?




　　If you have time, maybe you could do something for me-go to the King Company for some materials about their management.




　　I'd be happy to. Are you busy now? May we talk about financial management now?




　　OK, I have a minute.




　　From the review, I realize the importance of financial management and that success or failure of a company depends on it.




　　Yes. In the West, financial officers play very important roles in all aspects of management.




　　Today in China, management may also be considered more and more necessary.




　　Yes, this is especially important in corporate planning and the establishing of specific budgetary policies and controls.







　　Which aspects are the main responsibilities for managers?




　　We generally consider that financial officers have four main responsibilities.




　　What are they?




　　Organizing, coordinating, executing and finally measuring.




　　Are they usually handled by the same department?




　　Not always. It all depends on the size of the company. In most companies, however.




　　all of the functions fall on the responsibility of the chief financial officer.







　　Financial management is key in any company or enterprise.




　　The manager's work is to forecast financial affairs, collect funds for the future use,manage all the cash and properties, and spend the funds wisely to attain the company's goals.




　　Thank you for your help! Now I'll go to the King Company for you.




　　the controller or treasurer.




　　I see. The financial manager's main task is planning and carrying out the financial policies of the company.